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Commercial
Expert commercial underwriting
DUAL Oliva are confident they can provide market-leading insurance solutions for the commercial sector. With a wealth of experience in our market segments, we offer composite products with meaningful extensions that can be precisely tailored to your client’s needs. Our underwriters are empowered to use their specialist skills to help to find you solutions, often in real time.
Committed to quality service
Our streamlined underwriting process allows us to move quickly, helping you to achieve coverage within your client’s deadline. Working closely with a dedicated underwriter, you will be supported throughout the policy cycle.
Our products
Comprehensive, competitive cover for clients working in the printing industry.
Features and benefits
- Exclusive wording only available from DUAL Oliva
- Direct claims reporting
- Libel & slander, financial loss, operator error, copyright/confidentiality and bookbinders cover
- A wide selection of BI extensions including AICOW, book debts, customer/suppliers extension, essential employee and loss of attraction
- Occupational accident, legal expenses including contract disputes and 24-hour advice helpline
- Computer breakdown including reinstatement of data and increased cost of working
- Optional Extensions including Fidelity/Theft by Employee, 24 hour Personal Accident and increased limits on standard covers.
Metal Workers
Specialist coverage for metal workers and allied trades encompassing both property and casualty.
Features and benefits
- Exclusive wording only available from DUAL Oliva
- Direct claims reporting with our capacity providers
- Specialist knowledge of the industry
- Ability to write in conjunction with our separate aviation products liability offering
- Property section including full theft cover, stock at sub-contractors, exhibition cover, automatic cover for moulds, dies and tools as well as non-manufacturing machinery breakdown cover
- A wide selection of BI extensions including AICOW, book debts, customer and supplier extensions, essential employee cover and loss of attraction
- Occupational accident and computer breakdown
- Legal expenses including contract disputes and a 24-hour advice line
- Optional extensions including financial loss, fullfidelity/theft by employee and 24-hour personal accident.
Skilled Woodworkers
Understanding the skill involved with specialist and bespoke woodworking has allowed us to tailor a combined product to help to meet the specific needs of your clients.
Features and benefits
- Exclusive wording only available from DUAL Oliva
- Direct claims reporting with our capacity providers
- Specialist knowledge of the industry
- Ability to write in conjunction with our separate aviation products liability offering
- Property section including full theft cover, stock at subcontractors, exhibition cover, automatic cover for moulds, dies and tools as well as nonmanufacturing machinery breakdown cover
- A wide selection of BI extensions including AICOW,book debts, customer and supplier extensions,essential employee cover and loss of attraction
- Occupational accident and computer breakdown
- Legal expenses including contract disputes and a 24-hour advice line
- Optional extensions including Directors & Officers, engineering inspection, financial loss, full fidelity/theft by employee, 24-hour personal accident and terrorism.
Plastics
Our specialist Plastics policy has been developed with the industry in mind to help ensure your client’s business has the right insurance in place to protect their premises, equipment and employees and customers.
Features and benefits
- Exclusive wording only available from DUAL Oliva
- Direct claims reporting with our capacity providers
- Specialist knowledge of the industry
- Ability to write in conjunction with our separate aviation products liability offering
- Property section including full theft cover, stock at subcontractors, exhibition cover, automatic cover for moulds, dies and tools a swell as nonmanufacturing machinery breakdown cover
- A wide selection of BI extensions including AICOW, book debts, customer and supplier extensions,essential employee cover and loss of attraction
- Occupational accident and computer breakdown
- Legal expenses including contract disputes and a 24-hour advice line
- Optional extensions including Directors & Officers, engineering inspection, financial loss, full fidelity/theft by employee, 24-hour personal accident and terrorism.
Manufacturing
We have developed our manufacturing offering to bring a package policy to market for small to medium sized businesses.
Features and benefits
- Exclusive wording only available from DUAL Oliva
- Direct claims reporting with our capacity providers
- Specialist knowledge of the industry
- Ability to write in conjunction with our separate aviation products liability offering
- Property section including full theft cover, stock at subcontractors, exhibition cover, automatic cover for moulds, dies and tools as well as nonmanufacturing machinery breakdown cover
- A wide selection of BI extensions including AICOW,book debts, customer and supplier extensions,essential employee cover and loss of attraction
- Occupational accident and computer breakdown
- Legal expenses including contract disputes and a 24-hour advice line
- Optional extensions including Directors & Officers, engineering inspection, financial loss, full fidelity/theft by employee, 24-hour personal accident and terrorism.
- US exports considered.
Unoccupied Property Owners
Broad, flexible coverage for unoccupied property risks, with contract certain terms.
Features and benefits
- Exclusive wording only available from DUAL Oliva
- Wider perils on a majority of risks
- Specialist knowledge of the industry
- Options to cover on a short-term basis as well as annual offerings
- Loss of advanced rent cover for pre-agree rental contracts subject to the type of property
- Ability to write up to GBP 7.5M rebuild
- Property owners liability up to GBP 5M.
Land Owners Liability
Comprehensive, flexible protection for land owners against personal injury and property damage claims. The policy can cover multiple locations up to 100 acres, with the ability to accommodate larger areas if required.
Features and benefits
- Ability to write multiple locations
- Option for 2M, £5M or £10M Public Liability Cover
- Can write up to 100 acres but have the ability to accommodate larger if required
- Legal expenses cover including contract disputes
- Ability to write as stand alone or in conjunction with other DUAL products such as Unoccupied Properties, Contractors or Property Owners.
Airside Liability
Tailored, standalone legal liability cover for clients operating within airports. We offer flexible limits of liability well beyond what is normally required for working at major airports, as well as contract certain terms.
Features and benefits
- Airside Liability Wording
- A rated security
- Specialist knowledge of the industry in partnership with a well-established Aviation insurer
- Fast quote turnaround
- Contract Certain terms ready to send to your clients
- Standalone product, no requirement to additionally insure the balance of casualty covers
- Flexible Limits of Liability including higher limits normally required for working at Major Airports
- Personal Injury Extension
- Corporate Defence Costs.
Aviation Product Liability
Standalone product liability cover for manufacturing firms supplying the aerospace and aviation industries. We offer high limits of indemnity and contract certain terms.
Features and benefits
- Aviation Liability Wording
- A rated security
- Specialist knowledge of the industry in partnership with a well-established Aviation insurer
- Fast turnaround
- Contract Certain terms ready to send to your clients
- Full products liability cover
- Standalone product, no requirement to additionally insure the commercial combined covers - however we would be happy to quote for this part too
- Working Parties Liability Cover available, providing cover for the public liability risk associated with ‘airside’ work
- Grounding liability included as standard (covering financial compensation and investigation costs for airline operators following an occurrence due to the product manufactured)
- High limits of indemnity available
- Working Parties liability can be extended to cover ‘Personal Injury’, covering any damages awarded to a third party following the action of the policyholder or their employee whilst working airside or on an aircraft.
Contractors Premises
Simple solution for covering contractor’s offices and stores. With three levels of standard cover, quotes can be issued quickly whether it be in conjunction with our contractors combined policy or in isolation.
Features and benefits
- Standard levels of cover for MD & BI limits at fixed premium
- Alternatively the option to quote outside the standard limits
- Property Damage cover including stock at subcontractors, automatic glass and exhibitions cover
- BI extensions including Customer & Suppliers
- Option to include Money coverincluding Assault Benefit
- Option to include Goods in Transit up to £50,000
- Option to include All Risks cover for tools
- Computer cover including Reinstatement of Data and Increased Cost of Working
- Ability to write stand alone or in conjunction with our CAR offering.
Online Retailers
Cover for your clients that sell online through third party platforms.
Features and benefits
- Standard level of covers for MD/BI Limits at fixed premiums
- The option to quote outside the standard limits on a bespoke basis
- BI extensions including customer and suppliers
- Option to include Money cover including Assault Benefit
- Option to include GIT up to £50,000
- Computer cover including reinstatement of data and increased cost of working
- Legal expenses included as standard
- Additional Insured Parties clause available if required
- USA/Canada exports accommodated subject to criteria.
Management
Nicholas
Nicholas Holland
Nicholas Holland
Development Director
Nic is the Development Director for DUAL Oliva, and joined the company in 2018. He began as a trainee underwriter after graduating with a degree in economics. Nic went on to gain 13 years’ technical expertise and experience in the industry. He has been writing commercial and construction insurance for over 10 years, the last five years spent at DUAL Oliva specialising in construction with a substantial focus on underwriting and business development.
Outside work, Nic enjoys running, cycling, surfing, hiking and travel.
M:+44 (0)7718 484 343
E: [email protected]