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Social Care
Expert underwriting for social care
DUAL Oliva provides flexible, package-based insurance solutions for the care sector. With over 30 year’s combined experience working within the social care space, we have the expertise to understand and respond to our insured’s complex and evolving needs.
Dedicated to serving brokers
Through specialist underwriting, bespoke policies, and quality service, we help you to win and retain your clients. We tailor coverage to your client’s needs while achieving a competitive quote. Working closely with a dedicated underwriter, you will be supported throughout the policy cycle with insightful advice about requirements, cover levels, and risk management. We strive to nurture thriving, long-term partnerships, pushing ourselves to achieve the best outcome possible for your client.
Your Social Care cover at a glance
Basic cover
Employers Liability
Cover against injury to your employees
Malpractice & Professional Indemnity
Care-specific cover against third-party negligence claims, with flexible limits of liability.
Public Liability
Cover against third-party claims, with flexible limits of liability.
Asset & Revenue Protection
Cover against insured events happening to the Assets or Revenue of the business, including any Increased Cost of Working. Cover can extend to include business interruption to your business if you are unable to operate due to named diseases.
Residents Personal Effects
Care-specific property cover for residents and employees.
Loss of Registration
Protection for care facilities from the financial implications of losing their registration.
Optional cover
Legal Expenses
Cover for legal disputes. Our legal expenses cover automatically includes access to the Markel Law Hub, one of the UK’s premier online employment and Health and Safety service.
Personal Accident
Cover for third-party injury claims resulting from accidents on the premises.
Computer & Engineering Breakdown
Cover to help care facilities resume operation following a breakdown or unforeseen damage to computers or machinery.
Care Homes
The DUAL Care Package offers specialist cover to protect care businesses across the sector against a variety of risks, including fire, flood, and accidents in the workplace.
Domiciliary Care
Our Domiciliary Care product covers businesses that provide care for clients in their homes. We offer a niche insurance product to help protect providers from the risks associated with domiciliary care, helping providers to grow.
Care Charity
DUAL can cover most charity-related activities within the care sector, including hospices and care in the community. The flexibility and specialist nature of the product enables us to tailor our solution to a wide range of situations.
About the team
James
James Ramira
A+ rated capacity
All of our solutions are backed by A+ rated capacity.